Halifax
5 Year Fixed Mortgage
UK regulated bankUpdated June 2026
Rate explanation
Halifax 5 Year Fixed Mortgage: illustrative 4.30% rate (5-year fixed, max 75% LTV, updated June 2026). Product fee £999.
Pros
- Payment certainty during the fixed period.
- Transparent product fee in comparison data.
- UK-regulated lender.
Cons
- Your offered rate depends on credit score, income, and property valuation.
- Early repayment charges may apply — check lender terms.
- Stress-test and affordability rules apply for UK mortgages.
Eligibility
- Typically UK residents buying or remortgaging UK property.
- Illustrative LTV up to 75% — your maximum may be lower.
- Seek whole-of-market or regulated advice for large borrowing decisions.
UK comparison
See how 5 Year Fixed Mortgage stacks up against other UK mortgage examples on MintBridge. Figures are educational placeholders.
Educational content only. MintBridge does not provide regulated financial advice. Verify all rates with the provider before applying.